We all use our credit cards for different transactions. Sometimes having many cards can get a little confusing, especially when you are deciding which card will give you the most miles for any given transaction. In this post, I will outline some of the key credit cards that you should be holding on to, if you are already adopting a specialised spending strategy.

Dining

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UOB Preferred Platinum Visa (PPV) will give you 4 mpd on all Visa PayWave transactions, and OCBC Titanium Rewards Card will give you 4 mpd on all mobile wallet transactions. It should also be noted that UOB PPV will earn you 4 mpd on all transactions made on Mileslife, which offers an amazing selection of dining options. Maybank World Mastercard will earn you 4 mpd on all dining with Paradise Group, Imperial Treasure, Crystal Jade, and Les Amis Group of Restaurants. Maybank Horizon Visa Signature will earn you 3.2 mpd on all restaurant dining.

Shopping

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The OCBC Titanium Rewards Card will earn you 4 mpd on all online and offline, local and overseas shopping. UOB PPV and Citi Rewards Card will also earn you 4 mpd for selected online shopping.

Fuel

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Use the Maybank World Mastercard, together with your Shell Corporate Card, to enjoy 15% discount off your fuel, and earn 4 mpd on all fuel spending.

Travel (Flights, Hotels, Car Rental, Lounge Access and Overseas Spending)

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Use your UOB PRVI Miles card to earn 6 mpd on Expedia and Agoda. Also earn up to 10 mpd when you use your DBS Altitude card on Kaligo. You will earn 3 mpd for all online flight and hotel transactions when you use your DBS Altitude card as well.

Continue to hold onto your Amex Platinum Card for Hilton Honors Gold status, Starwood Preferred Guest Gold status, Club Carlson Gold Elite status, and Shangri-La Hotels and Resorts Golden Circle Jade status, as well as Avis Preferred status and Hertz Gold status.

Enjoy a complimentary night stay when you use your Citi Rewards Card to book 4 consecutive nights at any hotel. Also enjoy unlimited Priority Pass access for you and your guest with your Citi Prestige Card.

Use your Standard Chartered Visa Infinite card to earn 3 mpd on all overseas spend. Alternatively, the UOB PRVI Miles card will earn you 2.4 mpd on all overseas spend, while the OCBC Voyage card will earn you 2.3 mpd on all overseas spend.

Public Transport

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Use your Maybank Horizon Visa Signature card and earn 3.2 mpd for all taxi bookings. Use your American Express Singapore Airlines Ascend card to earn 3.3 mpd for all bookings on Grab and Uber.

So there you go. Enjoy earning your miles in 2018!

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