In my previous post on specialised spending, I mentioned that the OCBC Titanium Rewards card is useful as you will earn 4 mpd when you shop online and offline, locally and overseas. Specifically, you must ensure your transactions come under the following categories, including, but not limited to, the following online merchants:

Bear in mind that the transactions are categorised according to merchant category codes, or MCCs, which may or may not correspond directly to the type of merchant that you consider it to be. For avoidance of doubt, you are advised to call OCBC at 1800 363 3333 to clarify matters pertaining to MCCs.

Do note, however, that the current 4 mpd promotion for personal care is due to expire on 30 Sep 2017. In addition, the ongoing 4 mpd promotion for mobile payments is also due to expire on the same day:

OCBC previously extended this promotion once earlier this year. Let’s hope that they continue to do so this time.